Everyone always wants something better instead of being happy that we actually got the 2.2 update. LOL I wouldn't worry about not buying insurance since it's worthless anyway. I ran an eBay store for a long time and when it came time that the postal service screwed up and I had to fall back on the insurance do you think they wanted to pay? Hell no.... it took 3 months of phone calls and jumping through hoops. Hope it works out for you.... today's Wednesday so I'm hoping you'll post and let us know what happened.